The ANNALS of the American Academy of Political and Social Science
Understanding Student Debt: Who Borrows, the Consequences of Borrowing, and the Implications for Federal Policy

Edited by:

Laura Perna - University of Pennsylvania, Graduate School of Education
Nicholas Hillman

Volume: 671

Series:
The ANNALS of the American Academy of Political and Social Science Series

Courses:
Introduction to Public Administration

May 2017 | 280 pages | SAGE Publications, Inc

Description
Contents

Attending and completing college are significant achievements for many young adults. However, access to and completion of higher education for many are made possible through student loan uptake. Borrowing to attend college (or graduate school) does not necessarily constitute a public policy problem, but when debt falls disproportionately on underrepresented students, deters students from attending or completing college, or is not repaid on time, then policy challenges emerge.

This volume of The ANNALS focuses on who borrows to pay for higher education, why students do so, and the effects of borrowing. It also addresses the implications of student load debt for federal loan repayment programs. With the forthcoming reauthorization of the Higher Education Act (HEA), this volume offers timely and important contributions regarding federal student loan policy.

Available Formats

ISBN: 9781506394169	Paperback	Suggested Retail Price: $35.00	Bookstore Price: $28.00
ISBN: 9781506394152	Hardcover	Suggested Retail Price: $48.00	Bookstore Price: $38.40

See what’s new to this edition by selecting the Features tab on this page. Should you need additional information or have questions regarding the HEOA information provided for this title, including what is new to this edition, please email sageheoa@sagepub.com. Please include your name, contact information, and the name of the title for which you would like more information. For information on the HEOA, please go to http://ed.gov/policy/highered/leg/hea08/index.html.

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Nicholas Hillman & Kata Orosz

Introduction

Who borrows and why?

Claire Callender & Geoff Mason

Does student loan debt deter participation in higher education? New evidence from England

Angela Boatman & Brent J. Evans

How financial literacy, federal aid knowledge, and credit market experience predict loan aversion for education

Fernando Furquim, Kristen Glasener, Meghan Oster, Brian P. McCall, & Stephen L. DesJardins

Navigating the financial aid process: Borrowing outcomes among first-generation and non-first generation students

Stephanie Cellini & Raj Darolia

High costs, low resources, and missing information: Explaining student borrowing in the for-profit sector

What are the consequences of borrowing?

Kelly Ochs Rosinger

Decisions at the margins: The impact of an informational intervention on community college enrollment and borrowing

Dominique J. Baker & William R. Doyle

Impact of community college student debt levels on credit accumulation

Manuel S. González Canché

Financial benefits of rapid student loan repayment: An analytic framework employing two decades of data

What are the implications for federal policy?

Robert Shireman

Loans now, pay later: A history of income-contingent student loans in the U.S.

Robert Kelchen & Amy Li

Institutional accountability: A comparisons of the predictors of student loan repayment and default rates?

Wenhua Di & Kelly Edmiston

Student loan relief programs: Implications for borrowers and the federal government

Bruce Chapman and Lorraine Dearden

Conceptual and empirical issues for alternative student loan designs: The significance of loan repayment burdens for the U.S.

Laura W. Perna, Roman Ruiz, & James Kvaal

Conclusion

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